ℹ️Data source: Plan data is provided by the Power to Choose program (api.powertochoose.org), operated by the Public Utility Commission of Texas (PUC). EFL documents are published by individual Retail Electricity Providers (REPs). This tool is provided for informational purposes only. No claim is made as to the accuracy or completeness of the data. Rates and plan availability change frequently. Use of this tool is at your own risk and discretion. Always verify rates directly with the provider before enrolling.
Find Plans by Zip
Compare Plans
Analyze a Plan
How to Use This Tool
Recommended Workflow
Step 1 →Enter your Texas zip code and your typical monthly kWh usage (check a recent bill if unsure). Click Search Plans. Sort by the ★ column to rank plans by cost at your usage level. Use filters to narrow by Fixed/Variable, renewable, provider, etc.
Step 2 →Click + Compare on 2–4 plans you like. The tool automatically fetches the official Electricity Facts Label (EFL) for each plan and loads the precise rates — no copy/paste needed. You'll see a green "✓ Precise EFL rates loaded" confirmation in each plan card.
Step 3 →Go to Compare Plans, set your usage level, and click Compare Plans → to see a side-by-side bill breakdown at every usage level. The cheapest plan at each level is highlighted in green.
Step 4 →Want a full breakdown of a single plan? Click Analyze on any row. The tool auto-loads the EFL rates and calculates your estimated bill, effective rate, bill credit details, and key takeaways — then click Calculate Breakdown →.
If auto-extract fails: A yellow warning will appear and the tool falls back to zip-lookup rates, which are still a good estimate. For exact rates, click EFL ↗ on the plan row to open the official Facts Sheet, copy the URL from your browser, paste it into the Analyze a Plan tab, and click Extract Rates.
What is an EFL?
An Electricity Facts Label (EFL) is a standardized disclosure document required by the Texas PUC for every electricity plan. Think of it like a nutrition label — it must show you the true all-in price at three specific usage levels.
Finding the 3 Rates
Every EFL contains a pricing table that looks like this. The highlighted numbers are all you need:
AVERAGE MONTHLY USE AVERAGE PRICE 500 kWh 21.8¢ / kWh ← enter this 1,000 kWh 8.9¢ / kWh ← and this 2,000 kWh 14.9¢ / kWh ← and this
These are the all-in average prices — they already include the energy charge, TDU delivery, and any bill credits. Paste the EFL link and open it in a separate browser tab, then read off those three numbers.
Why the Rates Look Different at Each Level
The average price per kWh changes across usage levels because of two things:
Fixed monthly charges — the TDU customer/meter charge (~$4–8/mo) is the same regardless of usage. At 500 kWh it makes up a bigger slice of your bill; at 2,000 kWh it's diluted across more usage.
Bill credits — many plans give a fixed dollar credit (e.g. $125 off) only when you hit a usage threshold (usually 1,000 kWh). That credit dramatically lowers the effective rate at exactly 1,000 kWh, but at 2,000 kWh the same credit is spread over twice the usage — so the rate goes back up.
Bill Credit Plans vs. True Fixed Rate
True fixed rate: You pay X¢/kWh + a small fixed charge every month. Simple and predictable.
Bill credit plan: You pay a higher energy rate, but get a fixed dollar credit when usage hits the threshold. Great if you consistently hit the sweet spot; poor value above it.
This tool detects which type a plan is and flags it for you.
Bill Credit Threshold
Most bill credit plans trigger at exactly 1,000 kWh. Some use 2,000 kWh. Check the EFL — it will say something like "A usage credit of $125 will be applied when usage equals or exceeds 1,000 kWh."
Variable vs. Fixed Plans
If the EFL says "variable rate" or the contract term is month-to-month, rates can change every billing cycle. Current March rates in Texas are low — but summer rates (Jul–Aug) historically spike to 14–17¢/kWh. Set Plan Type to "Variable" and the tool will warn you.
Comparing Plans
Switch to the Compare Plans tab to analyze up to 4 plans side by side. Add each plan's three EFL rates and the tool shows a comparison table at every usage level, with the cheapest plan highlighted in green at each row.
TDU Breakdown (Optional)
Selecting your TDU splits the total bill into energy vs. delivery components so you can see exactly where your money goes. Oncor rates are pre-loaded and current as of 3/3/2026.
Find Texas Electricity Plans
Search all available plans in your area. Sort by rate, filter by type, and pick your best deal.
Filter Results
What to do next
1
Sort & filter to find your best options
Click the ★ column header to sort by cost at your usage level. Use filters to narrow by Fixed/Variable, renewable, provider, etc.
2
Click + Compare on 2–4 plans
The tool automatically fetches the official EFL for each plan and loads precise rates into the compare card. No copy/paste needed — just click and wait for the green checkmark.
3
Compare Plans side by side
Go to Compare Plans and click Compare Plans → to see a full bill breakdown at every usage level, with the cheapest plan highlighted at each row.
4
Or deep-dive a single plan
Click Analyze on any row for a full breakdown — bill at every usage level, marginal rate, bill credit details, and key takeaways. EFL rates are loaded automatically.
Actions
Provider
Plan Name
Type
Flags
@500¢
@1000¢
@2000¢
@2000¢ ★
ETF
1 Plan Info
Or look up by zip code via Power to Choose:
2 EFL Average Prices Read directly from the EFL
Open your EFL link and find the "Average Price" table — it always shows these three numbers. Enter them below.
Average price at 500 kWh/mo
¢ per kWh
Average price at 1,000 kWh/mo
¢ per kWh
Average price at 2,000 kWh/mo
¢ per kWh
The EFL will say "credit applies when usage ≥ X kWh." Usually 1,000 kWh.
Your row will be highlighted in the results table.
3 TDU Breakdown Optional
Selecting your TDU splits the bill into energy vs. delivery. Leave blank to skip — results are still accurate without it.
Oncor: 5.6183¢/kWh + $4.23/mo (current as of 3/3/2026). Other TDUs approximate — verify at powertochoose.org.
Bill Breakdown
★ = your typical usage | TX avg: ~15.6¢/kWh (March 2026) | Does not include local city/county taxes.
Key Takeaways
Comparison Settings
Side-by-Side Bill Comparison
Green = cheapest at that usage level |
★ = your typical usage | TX avg: ~15.6¢/kWh